The American Dream Marketplace Provides An Online Platform To Tackle The Inequalities Faced By Black-Owned Businesses

Bill HustonAlternative Finance, Community Capital, Crowd Investing, Crowdfunding, Social MediaLeave a Comment

Black Woman On Computer

Introduction According to the U.S. Census Bureau, approximately 36% of Black households lack computer ownership and broadband subscription. This is driven by the racial wealth gap and the fact that countless Black-owned businesses were already financially stressed and faced underlying structural problems before the pandemic due in large part to disinvestment in low- and moderate-income communities, but what many people … Read More

The American Dream Marketplace Provides State-Of-The-Art Digital Solutions For Black-Owned Businesses

Bill HustonAlternative Finance, Community Capital, Crowd Investing, Social MediaLeave a Comment

Introduction  By investing in the American Dream Marketplace more Black-owned companies, you help create more opportunities for meaningful savings, property ownership, credit building, and generational wealth for Black communities. Technology has become an essential tool for all businesses and is one big question facing Black-owned firms. At the height of the COVID-19 pandemic, as many as 41% of Black-owned companies … Read More

Investment Crowdfunding: The Potential and The Power For The Black Community

Bill HustonAlternative Finance, Community Capital, Crowd InvestingLeave a Comment

Black Business Owners

Introduction The data is clear and consistent the traditional funding methods don’t work for Black-owned businesses, founders, or real estate developers. My mission in life is to introduce the Black community to the potential and power of investment and real estate crowdfunding as a community-led economic development tool. Investment crowdfunding provides access to capital for real estate developers and business … Read More

A Brief History Of The Racial Wealth Gap And Its Impact Today!

Bill HustonAlternative Finance, Community Capital, Crowd InvestingLeave a Comment

Wealth

Introduction Even before the United States’ founding, the laws of the land ensured White individuals and families could build more wealth than people of color. The legal practice of slavery prohibited millions of Black people in bondage from earning wages for their labor for 246 years. After slavery’s end, the consequences of racism, as well as racial and economic segregation, … Read More

The Investment Crowdfunding Transformation For Black-Owned Businesses

Bill HustonAlternative Finance, Community Capital, Crowd InvestingLeave a Comment

Support Small Businesses

SBA Loans Are Failing Black-Owned Businesses According to the latest data during the height of the COVID-19 pandemic, Black-owned businesses experienced declines of 41%, and the PPP loans  Loans provided through the government’s Paycheck Protection Program for small businesses, administered by the Treasury Department and the SBA, reached only 20% of eligible firms in areas with the highest densities of … Read More

4 Reasons Building Local Crowdfunding Ecosystems Can Save Black-Owned Businesses

Bill HustonAlternative Finance, Community Capital, Crowd InvestingLeave a Comment

Black Owned Businesses

Introduction  To thrive in the modern business world it’s important to understand how to market your small independent business and this is going to be even more important in the post-COVID-19 crisis small business environment. A recent survey shows establishing customer relationships through marketing and promotion is the second-largest concern among independent business owners after securing access to capital. In … Read More

Why Real Estate Crowdfunding Is A Must For The Black Community!

designraCommunity Capital, Crowd Investing, Real Estate Crowdfunding1 Comment

Real Estate Development

Introduction to the Crowd Economy The wealth of Black people in America and the gap between other racial groups has been well documented, but that doesn’t mean Black folks don’t have any money to spend. Even though the racial wealth gap is actually widening, Black people still have tremendous economic buying power. What if we took some of that and … Read More

The Capital Stack In The Age of Investment Crowdfunding

Bill HustonAlternative Finance, Community Capital, Crowd Investing, Real Estate Crowdfunding1 Comment

Real Estate Development

Introduction The capital stack is an essential concept in real estate investment, as it details how a transaction is financed. Most commercial real estate acquisitions or developments receive investment from more than one source and investors with different goals. Real estate crowdfunding has moved firmly into the mainstream as a tool to raise capital from retail investors. It’s essential to … Read More