Investment Crowdfunding is a Solution for Black-Owned Businesses

designraAlternative Finance, Community Capital, Crowd Investing, Investment Clubs23 Comments

Black-Owned Businesse

Introduction So many of the problems and issues that plague inner-city communities are poverty-based and many of them stem from government policies such as redlining and urban renewal. If foundations change their relationships in these communities from charity and began the process of providing location-based impact investment into these communities to fund local businesses, real estate development, and wealth-building initiatives … Read More

Investment Crowdfunding is Vital to Closing the Racial Wealth Gap

designraAlternative Finance, Community Capital, Crowd Investing, Investment Clubs1 Comment

Black-owned business

Introduction  The Small Business Administration has decreased its loans given to Black-owned businesses by 84% since peaking before the Great Recession, according to research by the Cleveland Business Journal. Across the country,’s sister company, The Business Journals, analyzed lending and demographic data and found small businesses in majority-Black census tracts have less access to bank loans than locations in … Read More