Introduction The capital stack is an essential concept in real estate investment, as it details how a transaction is financed. Most commercial real estate acquisitions or developments receive investment from more than one source and investors with different goals. Real estate crowdfunding has moved firmly into the mainstream as a tool to raise capital from retail investors. It’s essential to … Read More
6 Reasons Real Estate Crowdfunding Is A Must For Your Portfolio
Introduction Real estate crowdfunding is a new and innovative use of Regulation Crowdfunding that allows non-accredited investors to invest in real estate deals on a FINRA and SEC certified portal. Real estate crowdfunding uses the crowd-funding model to raise funds for real estate deals all across the nation and locally at the same time. Portfolio Diversification Unlike REITs, real estate … Read More
Real Estate Crowdfunding Democratizing Real Estate Investment
Introduction Since the passage of the JOBS Act in late 2012, crowdfunding has caught fire and is being used to raise money for everything from startups to small businesses, but since May of 2016 the people that are eligible to participate in these private deals have changed for the first time in over 80 years. In fact, in 2015 alone, … Read More
Investment Crowdfunding Drives Community-Led Economic Development!
Introduction Why would community developers build housing in communities cut off from good schools, jobs, transportation, parks, and the resources that people need to thrive and succeed? If we are trying to build safe, healthy, and prosperous neighborhoods simply building affordable housing is not the answer. To be resilient and sustainable, housing must be more than affordable. It must connect … Read More
Investment Crowdfunding and Black Founders
Introduction In my last post, I laid out the dismal economic situation the Black community in the United States faces on a daily basis. There is an immense racial wealth gap that continues to widen driven by unrelenting policies that are steeped in systemic bias and racism. The current data demonstrate that a lack of access to capital in multiple … Read More
Buy The Block Building Black Wealth One Project at a Time
Introduction I was on the CrowdWise website and came across the top 10 Investment Crowdfunding portals by amount raised in 2020 and number 10 on the list was one of the only Black woman-owned portals Buy The Block. This statistic jumped out at me for another reason. It was the only Regulation Crowdfunding portal that was not venture funded. Black … Read More
4 Reasons Real Estate Crowdfunding is a Must For Your Portfolio
The Traditional Real Estate Investor Path Real estate has been the number one route to building wealth in the United States over the last two hundred years. According to the Collegeinvestor.com, about 90 percent of the world’s millionaires have been created by investing in real estate in the previous two centuries. For the average investor, real estate offers the best … Read More
Creating Complex, Adaptive Local Economies Using Investment Crowdfunding
Introduction I recently completed the Strong Towns 101 training to learn more about the Strong Towns movement that is taking North American cities by storm as its bottom-up approach to economic development is starting to resonate with cities large and small across the country as we all face the economic impact of the COVID-19 pandemic on our economy. The Pandemic … Read More
